Discover how much you could borrow
Use our simple mortgage calculator below to get an indication of how much you could borrow based on your income.
Information you'll need
- Your income (figures for one or two applicants)
- The value of the property you want to buy
- Your deposit amount
If you've already started looking for a property, you can enter a property value and deposit amount into the calculator, and we'll show you your Loan to Value (LTV) ratio. This will allow you to check the rates that are available to you from lenders.
If haven't found a property yet, just enter your gross annual income (yearly income before tax) and we’ll show you the maximum amount you may be able to borrow based on your income alone.
Please note that the figures provided by the calculator do not take account of your individual circumstances, household expenditure, credit history or the condition of the property you want to buy.
How much could I borrow?
- To work out the maximum you could borrow, enter your income and the income of any joint applicant.
- To work out your LTV, enter a property value and deposit amount.
Enter your gross annual income (yearly income before tax)
Enter second applicant's' gross annual income (yearly income before tax)
Enter the purchase price or value of the property you want to purchase
Enter the amount of money you have available as a deposit
Results summary
Amount you could borrow
£0
Amount you need to borrow
£0
Loan to Value (LTV)
0%
We can help you buy - #myhigginshome
We are currently offering a range of initiatives to help our customers buy their dream new home. Take a look at our available options below.
